Our services
Group benefits, end to end.
Comprehensive group benefits built to attract, retain, and protect your most valuable asset. Your team.
Group Benefits
Comprehensive group benefits package designed to protect your employees and their families with essential coverage options.
- Life Insurance
- Accidental Death and Dismemberment (AD&D)
- Extended Health Care (EHC): Prescription drugs, paramedical services, vision care, out-of-province emergency.
- Dental Care
- Short-Term Disability (STD)
- Long-Term Disability (LTD)
- Health Care Spending Account
- Wellness Spending Account
- Wellness Programs
Group Retirement Plans
Help your employees save for the future with comprehensive retirement planning solutions and pension options.
- Registered Pension Plan (RPP): Tax-advantaged retirement savings plan registered with government authorities.
- Group Retirement Savings Plan: Employer-sponsored group RRSP with potential matching contributions.
- Employee Profit-Sharing Plan (EPSP): Share company profits with employees through retirement contributions.
- Deferred Profit-Sharing Plan (DPSP): Tax-deferred profit-sharing arrangement for eligible employees.
Ongoing Support
Quarterly updates. Semi-annual reviews. Year-round support. No surprises at renewal. We support the plan administrator every step of the way and make their lives easy and simple.
- Dedicated Account Manager: Your personal point of contact for all questions and needs.
- Employee Education Sessions: On-site and virtual training to help employees understand their benefits.
- Quick and Accurate Replies: Fast response times to keep your business running smoothly.
- Ongoing Plan Management: Regular reviews and optimization of your benefits program.
- Administrative Support: We handle the complex paperwork so you don't have to.
Specialty services
Beyond the standard plan.
Additional expertise to help your organization thrive beyond traditional benefits.
Wellness Program Design
Build a culture of health with customized wellness initiatives that boost employee engagement, reduce absenteeism, and improve overall workplace wellbeing.
Benefits Communication
Plain-language materials, enrollment guides, and educational sessions so employees understand and appreciate what they have.
HR Compliance Support
Stay compliant with evolving employment regulations. We help ensure your benefits program meets all provincial and federal requirements.
How we're paid
A flat 8% commission. Paid by the carrier.
When you place a plan through us, the carrier pays us 8% of the premium. Same rate for every client. Same rate every year. No volume bonuses. No hidden overrides.
You don't pay us a separate fee. If you ever want to see the carrier's commission schedule on your file, ask, we'll send it.
Ready when you are
Let's look at your plan together.
Send us your renewal letter or your current census. We'll come back with a one-page review and an honest answer about whether we can do better.