Save on group benefits without cutting coverage.
We're built to outperform traditional brokers. Independent advice for employers with 20 to 200 people. Backed by a savings guarantee.
Our average new client saves 24% on their annual group benefits premium, without changing coverage.
This is the first insurance brokerage who feels like a true partner.
Strategically partnered with every major Canadian carrier
Founder & Principal Advisor
Alex Hale
Mississauga, Ontario
How the firm came to be
A brokerage built for today.
Alex Hale joined the group benefits industry in 2016. After several years in the industry we saw the same patterns repeat, renewal costs climbing every spring, employees confused about their own plan, brokers showing up once a year and providing little value.
WorkBenefits was founded to do the opposite. Pick up the phone. Explain things clearly. Charge a flat rate and show the math. Build plans employees are glad to have. Build benefits as a part of the company culture.
Today WorkBenefits operates as a division of Hale & Associates Inc., with a full team behind every plan, account management, member services, claims advocacy, and compliance under one roof.
What we do
Everything your team needs, in one place.
Three core pillars that cover your people from their first day to their last.
Group Benefits
Comprehensive group benefits package designed to protect your employees and their families with essential coverage options.
- Life Insurance
- Accidental Death and Dismemberment (AD&D)
- Extended Health Care (EHC): Prescription drugs, paramedical services, vision care, out-of-province emergency.
- Dental Care
- Short-Term Disability (STD)
- Long-Term Disability (LTD)
- Health Care Spending Account
- Wellness Spending Account
- Wellness Programs
Group Retirement Plans
Help your employees save for the future with comprehensive retirement planning solutions and pension options.
- Registered Pension Plan (RPP): Tax-advantaged retirement savings plan registered with government authorities.
- Group Retirement Savings Plan: Employer-sponsored group RRSP with potential matching contributions.
- Employee Profit-Sharing Plan (EPSP): Share company profits with employees through retirement contributions.
- Deferred Profit-Sharing Plan (DPSP): Tax-deferred profit-sharing arrangement for eligible employees.
Ongoing Support
Quarterly updates. Semi-annual reviews. Year-round support. No surprises at renewal. We support the plan administrator every step of the way and make their lives easy and simple.
- Dedicated Account Manager: Your personal point of contact for all questions and needs.
- Employee Education Sessions: On-site and virtual training to help employees understand their benefits.
- Quick and Accurate Replies: Fast response times to keep your business running smoothly.
- Ongoing Plan Management: Regular reviews and optimization of your benefits program.
- Administrative Support: We handle the complex paperwork so you don't have to.
Add-ons
Beyond the standard plan.
Optional services that extend your benefits program when you need more.
Wellness Program Design
Customized wellness initiatives that boost engagement and reduce absenteeism.
Employee Education Sessions
Plain-language materials and enrollment sessions so employees understand their plan.
HR Compliance Support
Stay aligned with evolving provincial and federal employment regulations.
How we work
Four steps. Start to finish.
25-minute virtual call
Tell us your team size, your current carrier, and what's bugging you. That's it.
Plan review
We pull your renewal, check the carrier math, and flag what's worth fixing.
One-page summary
Two or three options, each with the tradeoffs spelled out.
We handle everything from there
Paperwork, enrolment, employee sessions — we carry the workload so the transition is simple on your end.
In their words
Don't just take our word for it.
Renewals used to be stressful and full of surprises. Now we walk in knowing exactly what to expect.
Client identities are kept private by default. Ask for a reference and we'll connect you with a current client of similar size and sector.
Common questions
The questions you're actually asking.
If something here isn't covered, call (905) 637-4400 or email Hello@WorkBenefits.ca.
- Common misconception with Group Benefits is you're locked into a contract. Contracts generally renew annually but you can leave anytime with 30 days' carrier notice to avoid cancellation fees.
Ready when you are
Let's look at your plan together.
Send us your renewal letter or your current census. We'll come back with a one-page review and an honest answer about whether we can do better.